LOCKING IN TO A RATE LOCK PERIOD
It's a common question: "What if loan interest rates go up while my application is pending?" The answer is, it won't.
FHA LOANS
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration that allows qualified borrowers to purchase a home with a low down payment and more flexible credit requirements.
VA loan
A VA loan is a government-backed mortgage guaranteed by the U.S. Department of Veterans Affairs that allows eligible service members and veterans to buy a home with benefits such as no down payment and no private mortgage insurance.
CONVENTIONAL LOANS
A conventional loan is a mortgage that is not backed by the government and is typically offered by private lenders, often requiring a higher credit score and down payment compared to government-backed loans.
Tips & Insights
Get the latest tips and insights to guide you throughout your home ownership journey.
At ARQ Lending, our mission is simple — to provide accessible, competitive, and transparent mortgage financing solutions tailored to each client’s unique needs. We are committed to delivering a seamless lending experience built on trust, integrity, and personalized service.
About Us
ARQ Lending
we don’t just close loans — we build long-term relationships and help turn homeownership goals into reality.
ARQ Lending MISSION STATEMENT
01
Client-Centered Excellence
We are committed to putting our clients first by delivering personalized mortgage solutions, transparent communication, and a seamless lending experience from application to closing.
02
Integrity & Transparency
We operate with honesty, accountability, and clear guidance, ensuring every client fully understands their options and makes confident financial decisions.
03
Innovation & Market Expertise
We continuously adapt to market changes, leveraging industry knowledge and innovative lending strategies to provide competitive rates and flexible financing solutions.
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News & Insight
U.S. Mortgage Market Trends
